About Us

DF Pensions, Inc. was established in 2007 and is a third party administration firm that provides design, administration, and consulting services for qualified retirement plans, such as 401(k), Profit Sharing, Defined Benefit, and Cash Balance Plans.

Our clients range from small businesses, including sole proprietors, to companies with hundreds of employees.  Our specialty is designing plans where the goal is to focus significant benefits to a key group of employees in a cost effective manner.

We believe that our clients are our most valuable asset. It is our mission to provide you with excellent service by working closely with you and your team of advisors to ensure that all of your goals are being met.

Our Team

Amador Arevalo
Client Relations Associate

Email: amador@dfpensions.com
Phone: (904) 853-6241, ext. 305
Fax: (904) 853-6243

Amador Arevalo graduated from the University of North Florida attaining an Interdisciplinary Studies degree with a concentration in Engineering Foundations and Business Management, minoring in Mathematics. He joined DF Pensions, Inc. in 2017 and serves as our Client Relations Associate.

Amador enjoys hanging out with his Pomapoo puppy, spending time with his family, and attending local sporting events as a fan of the Jacksonville Jaguars and Orlando Magic.

Coleman Cook, ERPA
Client Relationship Manager

Email: coleman@dfpensions.com
Phone: (904) 853-6241, ext. 302
Fax: (904) 853-6243

Coleman Cook, a graduate of Augusta State University, joined the firm in 2019. With over 10 years of experience in the retirement plan arena, he has consulted on a broad range of plan designs and is focused on cultivating relationships with advisors and business owners. To better serve our clients, he is enrolled to practice before the Internal Revenue Service as an Enrolled Retirement Plan Agent (ERPA).

In his spare time, Coleman enjoys spending time with his family, fishing, and attending concerts.

Shannon O’Brien, QKA
Compliance & Testing Specialist

Email: shannon@dfpensions.com
Phone: (904) 853-6241, ext. 303
Fax: (904) 853-6243

Shannon O’Brien graduated from the University of North Florida with a dual major in Finance and Financial Services and joined DF Pensions, Inc. in 2015.  She serves as our Compliance & Testing Specialist, and her specialty is asset reconciliation, coverage and non-discrimination testing, and actuarial calculations.  She is currently working on becoming an Enrolled Actuary, and is busy preparing for the grueling series of exams needed to obtain that designation.

Shannon recently became a new home owner, and is learning about all the joys and responsibilities that come along with maintaining a house.

Dennis Povloski, ERPA, CPC, QPFC
Retirement Plan Consultant

Email: dennis@dfpensions.com
Phone: (904) 853-6241, ext. 301
Fax: (904) 853-6243

Dennis Povloski is the owner of DF Pensions, Inc., and has served the retirement plan community for 15 years.  His expertise is in complex discrimination testing, which allows business owners to maximize their benefit in the most cost efficient manner.  He is a trusted advisor to not just our clients, but their financial advisors, accountants and attorneys as well.

Dennis loves spending time with his family, and much of his and his wife’s “spare time” is spent supporting and rooting for their son, the gymnast and their daughter, the cheerleader.

Questions? We can help you! Contact us at (904) 853-6241 or